What do dog insurance cover

As far as age depends on the policy of the insurer, we can find companies that cover from the six months and others that cover from the three months of age of the animal, while, as maximum ages find companies that mark eight years As the maximum age to admit coverages and others that place this threshold in the nine years . From this age, it is difficult to ensure, at least in policies with comprehensive health-related coverage.

It will be relatively frequent to find periods of shortage after hiring a dog insurance, although they are short periods that do not exceed the month.

Pre-existing diseases, of course, are excluded, for it is probable that depending on the type of insurance you require a medical examination of your pet to determine the pre-existence of a disease.

In the same way, the diseases of old age are not usually contemplated in this insurance, nor are they in principle poisonings.

It should also be noted that for this type of insurance it is complex to try to ensure animals competing in races or animals involved in sports or hunting. This should always be communicated the company has included the special conditions of the insurance contract, although, there are many companies that do not accept this type of animals.

Of course, situations where neglect of the owner or poor animal care, as well as abuse or forced labor, lead to any type of illness or situation that would otherwise be covered.

Relevant data on dog insurance

Since the pet insurance of dogs or cats, in particular, they take care of damages for the damage that the dog originates, for legal assistance, bonds, and other inconveniences. As well as:

  • Veterinary care expenses
  • Sacrifice
  • Compensation for death.

Races Considered Dangerous

The potentially dangerous dog or race is measured according to:

  • Physical nature
  • Weight
  • Size
  • Complexion
  • Force
  • Jaw

In addition to having a tendency to cause damage to people or the environment, these are goods or even plants and with aggressive temperament or visible traits of violence.

Lists of Potentially Dangerous Races and Crosses

  • American Staffordshire Terrier
  • Pit Bull Terrier
  • Bullmastiff
  • Doberman
  • Argentine Dogo
  • Dogue de Bordeaux
  • Dogo del Tibet
  • Fila Brasileiro
  • Neapolitan mastiff
  • Presa Canario
  • Mallorquin Dam
  • Rottweiler
  • Staffordshire Bull Terrier
  • Tosa Inu
  • Akita Inu.

If you have any of these breeds as dogs it is mandatory to take out liability insurance, identify and inscribe the animal in the City Hall closest to the address with which to obtain the administrative license that allows them to teenr the dog.

Documents to secure the dog

  • Up-to-date vaccination card or European pet passport.
  • If it is a dog of the race with high valorization they need documentation that justifies this value, that is to say:
  • Pedigree
  • Invoice
  • Awards won at exhibitions
  • Titles by parents
  • Certificates of special care.
  • Requirements to obtain the license and possession of potentially dangerous dogs:
  • Be of age.
  • Criminal record
  • Failure to have penalties for violations of potentially dangerous animals
  • Medical certificate:
  • Having the physical ability and psychological aptitude to have potentially dangerous animals.

Be aware that some insurers do not include all races as dangerous and have their list depending on their comparative in terms of claims registered by the races which does not include all.

The types of dogs that can be assured are canine or feline species between 3 months and 9 years of age, must be for company or surveillance except those used for hunting or other sport, must be registered and identified with number Plate, tattoo or microchip.


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